/* ============================================================================
   FUC Money — article template (/learn)
   Reusable components for short, scannable, illustrated articles.
   Pairs with site.css (header/footer/accordion) and site.js (accordion + check-list).

   COMPONENT MENU — copy these into any new article:
     .art-hero      hero: art + title
     .tldr          "the short version" — scannable takeaways up top
     .statrow       big sourced numbers (breaks up text + strong for AI citation)
     .pull          pull quote
     .fig           inline brand illustration + caption
     .steps         numbered step cards (use instead of long bullet lists)
     .checkself     interactive self-check (tap what applies, live count)
     .acc           accordion for "go deeper" (from site.css)
     .callout       product callout
     .sources       named sources — every stat must be traceable
   ========================================================================== */

:root{
  --paper:#EFE9FF;--ink:#15121F;--lime:#CBF53F;--coral:#FF5A4D;--violet:#6B38E8;--sky:#39B0FF;--card:#FFFFFF;
  --shadow:6px 6px 0 var(--ink);--shadow-lg:10px 10px 0 var(--ink);
}
*{margin:0;padding:0;box-sizing:border-box}
body{background:var(--paper);color:var(--ink);font-family:'Inter',sans-serif;-webkit-font-smoothing:antialiased;min-height:100vh}
.blob{position:fixed;border-radius:50%;filter:blur(70px);opacity:.4;z-index:0;pointer-events:none}
.blob.a{width:500px;height:500px;background:var(--violet);top:-180px;right:-140px}
.blob.b{width:440px;height:440px;background:var(--sky);bottom:-200px;left:-160px;opacity:.3}
.wrap{max-width:1080px;margin:0 auto;padding:clamp(20px,4vw,40px) clamp(18px,5vw,28px);position:relative;z-index:1}

.art-body{max-width:46rem;margin:0 auto}

.crumb{font-family:'Space Grotesk',sans-serif;font-weight:700;font-size:12px;letter-spacing:.06em;
  text-transform:uppercase;color:var(--violet);margin-bottom:14px}
.crumb a{color:var(--violet);text-decoration:none}
.crumb a:hover{text-decoration:underline}
.crumb span{opacity:.5;margin:0 4px}

/* ---- hero: illustration + headline ---- */
.art-hero{display:grid;grid-template-columns:1fr 240px;gap:clamp(16px,3vw,32px);align-items:center}
.art-hero img{width:100%;height:auto;display:block}
@media(max-width:720px){
  .art-hero{grid-template-columns:1fr;gap:6px}
  .art-hero img{max-width:190px;margin:0 auto;order:-1}
}
.art-body h1{font-family:'Bricolage Grotesque',sans-serif;font-weight:800;line-height:1.02;
  letter-spacing:-.025em;font-size:clamp(31px,5.6vw,50px)}

/* ---- the short version ---- */
.tldr{background:var(--card);border:3px solid var(--ink);border-radius:20px;
  padding:clamp(18px,3vw,26px);box-shadow:var(--shadow);margin-top:clamp(22px,3.5vw,30px)}
.tldr h2{font-family:'Space Grotesk',sans-serif !important;font-weight:700 !important;
  font-size:12px !important;letter-spacing:.08em;text-transform:uppercase;color:var(--violet);
  margin:0 !important}
.tldr ul{margin-top:12px;padding-left:0;list-style:none}
.tldr li{font-size:16.5px;line-height:1.5;margin-top:10px;padding-left:26px;position:relative;font-weight:500}
.tldr li::before{content:"";position:absolute;left:4px;top:.58em;width:9px;height:9px;
  background:var(--lime);border:2px solid var(--ink);border-radius:50%}

/* H2s are the questions people ask; each answer below stands alone. */
.art-body h2{font-family:'Bricolage Grotesque',sans-serif;font-weight:800;
  font-size:clamp(22px,3.1vw,30px);line-height:1.12;letter-spacing:-.02em;margin-top:clamp(34px,4.5vw,48px)}
.art-body h3{font-family:'Bricolage Grotesque',sans-serif;font-weight:800;font-size:clamp(18px,2.3vw,21px);line-height:1.18}

.art-body p{font-size:17px;line-height:1.62;margin-top:14px}
.art-body a{color:var(--violet);text-decoration:underline;text-underline-offset:2px}
.art-body strong{font-weight:600}
.lead-in{font-size:18px;font-weight:500}

.art-body ul.plain{margin-top:14px;padding-left:0;list-style:none}
.art-body ul.plain li{font-size:17px;line-height:1.55;margin-top:10px;padding-left:26px;position:relative}
.art-body ul.plain li::before{content:"";position:absolute;left:5px;top:.58em;width:8px;height:8px;
  background:var(--lime);border:2px solid var(--ink);border-radius:50%}

/* ---- stat cards: visual break + the single biggest AI-citation lift ---- */
.statrow{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:clamp(20px,3vw,26px)}
@media(max-width:640px){.statrow{grid-template-columns:1fr}}
.statcard{background:var(--card);border:3px solid var(--ink);border-radius:16px;padding:18px;box-shadow:var(--shadow)}
.statcard .fig{font-family:'Bricolage Grotesque',sans-serif;font-weight:800;font-size:clamp(30px,5vw,40px);
  line-height:1;color:var(--violet)}
.statcard .d{font-size:14px;line-height:1.4;margin-top:8px}
.statcard .s{font-family:'Space Grotesk',sans-serif;font-size:10.5px;opacity:.6;margin-top:8px;display:block}

/* ---- pull quote ---- */
.pull{background:var(--ink);color:#fff;border:3px solid var(--ink);border-radius:20px;
  padding:clamp(20px,3.4vw,30px);box-shadow:8px 8px 0 var(--violet);margin-top:clamp(28px,4vw,38px)}
.pull p{font-family:'Bricolage Grotesque',sans-serif;font-weight:600;font-size:clamp(19px,2.7vw,25px);
  line-height:1.26;margin:0;color:#fff}

/* ---- inline illustration ---- */
.fig{margin-top:clamp(28px,4vw,38px);text-align:center}
.fig img{width:100%;max-width:260px;height:auto;display:block;margin:0 auto}
.fig figcaption{font-family:'Space Grotesk',sans-serif;font-size:13px;opacity:.65;margin-top:8px}

/* ---- numbered steps ---- */
.steps{display:grid;gap:12px;margin-top:18px}
.step{background:var(--card);border:3px solid var(--ink);border-radius:16px;padding:16px 18px;
  box-shadow:var(--shadow);display:flex;gap:14px;align-items:flex-start}
.step .n{font-family:'Bricolage Grotesque',sans-serif;font-weight:800;font-size:20px;line-height:1;
  color:var(--violet);flex:none;min-width:26px}
.step b{font-family:'Bricolage Grotesque',sans-serif;font-weight:800;font-size:17px;display:block;margin-bottom:3px}
.step span{font-size:15.5px;line-height:1.5;opacity:.88}

/* ---- interactive self-check (wired in site.js) ---- */
.checkself{background:var(--card);border:3px solid var(--ink);border-radius:20px;
  padding:clamp(18px,3vw,26px);box-shadow:var(--shadow);margin-top:clamp(20px,3vw,26px)}
.checkself .ttl{font-family:'Bricolage Grotesque',sans-serif;font-weight:800;font-size:19px}
.checkself .hint{font-size:14px;opacity:.7;margin-top:4px}
.checkself label{display:flex;gap:12px;align-items:flex-start;margin-top:12px;cursor:pointer;
  font-size:16px;line-height:1.45;padding:10px 12px;border:2px solid rgba(21,18,31,.16);border-radius:12px;
  transition:background .15s,border-color .15s}
.checkself label:hover{border-color:var(--ink)}
.checkself input{appearance:none;flex:none;width:22px;height:22px;border:3px solid var(--ink);
  border-radius:6px;background:var(--card);cursor:pointer;position:relative;margin-top:1px}
.checkself input:checked{background:var(--lime)}
.checkself input:checked::after{content:"";position:absolute;left:5px;top:1px;width:6px;height:12px;
  border:solid var(--ink);border-width:0 3px 3px 0;transform:rotate(45deg)}
.checkself input:focus-visible{outline:3px solid var(--violet);outline-offset:2px}
.checkself label:has(input:checked){background:rgba(203,245,63,.22);border-color:var(--ink)}
.checkself .tally{margin-top:16px;font-size:15.5px;line-height:1.5;font-weight:500;
  border-top:2px solid rgba(21,18,31,.15);padding-top:14px}
.checkself .tally b{font-family:'Bricolage Grotesque',sans-serif}

/* ---- product callout ---- */
.callout{background:var(--lime);border:3px solid var(--ink);border-radius:20px;
  padding:clamp(20px,3.2vw,28px);box-shadow:var(--shadow);margin-top:clamp(30px,4.2vw,44px);
  display:grid;grid-template-columns:1fr 130px;gap:18px;align-items:center}
@media(max-width:600px){.callout{grid-template-columns:1fr}.callout img{max-width:130px;margin:0 auto}}
.callout img{width:100%;height:auto;display:block}
.callout h3{font-size:clamp(19px,2.6vw,23px)}
.callout p{font-size:15.5px;margin-top:8px}
.callout-link{display:inline-block;margin-top:12px;font-family:'Space Grotesk',sans-serif;
  font-weight:700;font-size:14px;color:var(--ink);text-decoration:underline;text-underline-offset:3px}

.disclaim{font-size:14px;line-height:1.6;opacity:.72;margin-top:clamp(30px,4vw,40px);
  border-top:2px solid rgba(21,18,31,.15);padding-top:16px}

/* ---- sources: every stat traceable ---- */
.sources{margin-top:26px;background:rgba(255,255,255,.55);border:2px solid rgba(21,18,31,.15);
  border-radius:16px;padding:18px 20px}
.sources h3{font-size:14.5px}
.sources ul{margin-top:10px;padding-left:0;list-style:none}
.sources li{font-size:13.5px;line-height:1.5;margin-top:8px;padding-left:18px;position:relative;opacity:.85}
.sources li::before{content:"—";position:absolute;left:0;opacity:.5}

.next{margin-top:clamp(34px,4.5vw,46px);border-top:3px solid var(--ink);padding-top:20px}
.next .kicker{display:block;font-family:'Space Grotesk',sans-serif;font-weight:700;font-size:12px;
  letter-spacing:.06em;text-transform:uppercase;color:var(--violet);margin-bottom:8px}
.next a{font-family:'Bricolage Grotesque',sans-serif;font-weight:800;font-size:clamp(18px,2.5vw,23px);
  line-height:1.15;color:var(--ink);text-decoration:none}
.next a:hover{text-decoration:underline}

@media (prefers-reduced-motion: reduce){*{transition:none !important}}